Real estate appraisal services for homeowners in the city of Morristown and Hamblen County

Here are the top seven reasons TN homeowners order from Allen Seals Appraisals:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Hamblen county or TN by determining the true market value of property in question

Own a house in or near Morristown, TN and need help determining the price of it?
Contact Allen Seals Appraisals.

We at Allen Seals Appraisals understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Allen Seals Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping customers just like you rid themselves of unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties close by. That only means you're going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Allen Seals Appraisals is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Allen Seals Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Allen Seals Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.